If you’re in the process of establishing your very first business, there’s a good chance you’ve thought of everything; from finance and marketing, to daily operations and future developments, we’ve no doubt you’ve approached every aspect of your...

No one anticipates the air conditioning to abruptly stop working or a visit to the emergency room, but life throws unexpected, often expensive curveballs into the mix from time to time. In an ideal world, people who have enough savings set aside in...